Live In Georgia and Need Assistance with Debt Relief?

Stop Losing Precious Sleep Because of Credit Card Debt!

Learn How a Georgia Debt Settlement Law Firm Can Help Place You on the Path to Financial Freedom!

The Reality About Paying Credit Card Minimal Payments  

·       If you only pay the minimum payment each month it will take over 38 years to pay the balance off. 

·       Even without increasing your current debt balance you will pay back more than four times what you owe now in interest alone! (and remember this is with a low interest rate)   

·       In 2009 the credit card companies made over $20 billion in penalty fees alone! Did you add to that number? Are you going to keep adding to that number every year? 

·       In 2003 penalty fees like late charges were on average around $10, as of 2009 the average fee for a late charge is nearing $30! (And this is expected to continue to rise annually!) 

·       Each year millions upon millions of Americans continue trotting along on the "credit treadmill", the ruthless and endless cycle of monthly minimums and high interest; this is a recipe for financial disaster! Are you or your family stuck in this dire position?  Take action and do something about it now.  Being stuck in credit card debt and paying the minimum each month for decades will be one of the single worst financial moves you will ever make! 

When searching for credit card debt relief

 The most frequently explored options are

 

·       The majority of debtors first try to contact the credit card companies in a hopeless attempt to have them help and possibly lower their minimum payments or interest rate; only to find out they will not work with them whatsoever! They get unwary American consumers stuck running on their credit treadmill and want them to keep running there for the rest of their lives.
 

·       The subsequent plan many debtors look into is to apply for a debt consolidation loan to get a reduced payment and interest. Only to be turned away and denied because they are too high of a credit risk; especially with today’s financial market this option has become much more difficult to explore.  Most banks will not lend out money to pay off credit cards, even if you are willing to jeopardize your home as collateral for the loan.
 

·       The next option many debtors consider is Consumer Credit Counseling only to be surprised that the payments are either equal to or greater than what they pay out towards minimum payments each month, in addition to the programs being set up to last more than 5 years!
 

·       At this point most people will get frustrated and give up, and seek out a local bankruptcy attorney only to find out just how difficult and embarrassing this process can be. A bankruptcy will remain a public record for life, a public record that anybody can look up!  In addition to being a major negative influence on their credit report for up to ten years.
 

Does this sound like you? Have you tried any of the above options?
Are you still searching for the "Correct Solution"?
 

There is another choice.

 Debt Resolution 

(Which is the debt settlement process handled under
 the guidance and protection of a law firm) 

Our nation’s economic decline, along with tax increases and soaring un-employment has had a nightmarish effect on the residents of Georgia. Not only is the State of Georgia’s present debt situation getting out of control so are its citizens debts.

For a vast majority of consumers throughout America as well as residents living in Georgia the answer to addressing their income shortfalls is to depend on the use of credit cards for monthly bills and other everyday expenses.

For consumers that are on the verge or are already falling past due on their monthly credit card debts, credit card debt settlement has shown to be one of the most effective forms of Georgia credit card debt relief.

In Georgia, with a properly structured plan, debt settlement is proving to save debtors a tremendous amount of money and time.

 
Placed in the care of an experienced negotiator, debt settlement has in many cases saved the debtor up to half of what they currently owe  and has released them from the shackles of credit card debt in as little as two years!

What many consumers don’t understand about debt settlement is that law firms in Georgia that extent debt negotiation services can benefit a debtor much more than just hiring a standard debt settlement company.

A lot of debt settlement companies will claim that they are a member of a National Debt Settlement Organization; however most of these associations won’t be able to help you because they must adhere to very strict rules in Georgia and the vast majority of these companies are not in compliance with all the laws and regulations.

It is essential for the most favorable results with the debt settlement process in Georgia to retain a Georgia debt settlement law firm with a complete working knowledge of the laws within this state.

Do not risk signing up with a debt settlement company that isn’t registered correctly and does not comply with all the laws and bonding that must be met in Georgia!  This can make or break your future financial success if the company is unexpectedly shut down by the Attorney General’s Office of Georgia.

If you would like to obtain more information about how a Georgia debt settlement law firm can help you and would like to learn the difference between a law firm and a debt settlement company, then click the link below and fill out an application form to schedule a consultation with a debt analyst.

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